Welcome to Alicanto Financial Services
We are your local mortgage company based in Miami, Florida serving all South Floridians who need financing to purchase a home or refinance their existing mortgage. We offer the full range of Conventional Loans, and we also offer FHA Loans, HARP Loans, Foreign National Home Purchase Loans, and Jumbo Loans. What makes us unique is that we offer Mortgage Financing Solutions.
Unlike a bank, as a broker we work with many lenders which allows us to offer many loan programs to borrowers who otherwise would not qualify. We are particulary strong helping Self-Employed Borrowers. One of our most popular programs allows Self-Employed Borrowers to document their income from their Bank Statements alone.
Take advantage of the government's Home Affordable Refinance Program. HARP is an enhanced program intended to help eligible homeowners refinance regardless of a declining home value. This program allows you to refinance if you have little or no equity, or even if you owe more than the current value of your home. You may qualify even if you have been turned down before. No minimum credit score is required and closing costs can be bundled into the new loan so you don’t need much cash up front.
This program ends in September 2018. Be sure to take advantage of this one-of-a-kind program to lower your monthly payment before this opportunity is gone forever! See the full eligibility requirements at HARP Eligibility.
Whether you are buying a home or refinancing your mortgage, we can help you realize your dream of home ownership or save you money by lowering your monthly payment. Contact Alicanto Financial Services LLC today to discuss your mortgage loan options and find out which loan program will best suit your needs.